Loans By Phone
Loans by Phone needs no Credit Committee or anyone else. Just your loan officer and you! Call any of the toll free numbers to speak directly to a loan officer and apply for a loan right over the phone.
Banks offer you an easy way to apply for loans right over the phone.
* A simplified application process no messy paperwork to complete.
* Knowledgeable staff to talk you through the process.
* Apply from your home or office.
* Same day credit decision if received by 4:00 p.m. (not available on Saturdays).
* Extended hours: Monday through Friday, 7:00 a.m. to 7:00 p.m. and Saturdays, 8:00 a.m. to 5:00 p.m.
There are banks which are independent and conservatively run. They will provide dividends to the other Trustswhich may own 51% of the Bankfor scholarships for worthy young men and women reward their shareholders.
They will be a premier community bank based upon:
Superior financial performance
Excellence in customer service
Commitment to their community and employees
There are member-owned profit sharing financial co-operative that is dedicated to serving the financial needs of their members. They at Patriots have your best interest at heart, offering great rates and friendly service. A Loan by phone is fast and convenient. The Telephone Loan Center accepts applications for consumer loans by telephone seven days a week, 24 hours a day. You can close at the branch of your choice, or by mail. You'll save time. Call any day of the week, any time of day. Just answer a few easy questions and get a loan decision within an hour. You'll save money. Rates are competitive and there is no application or origination fees. Even the call is free!
There are many financial corporations which is a not-for-profit, but member-owned. They are committed to providing members with the high quality financial services they need, when and where they need them - affordably, conveniently, and professionally. They provide services to members worldwide through an extensive Member Service Network consisting of branches, a toll-free Member Service Center; and free 24 hour PC and phone account access.
Take advantage of their:
* Competitive rates their profit-sharing structure helps keeps you competitive in your rates and charges
* Rapid processing
* Automatic monthly payments
* No prepayment penalty
* Wide variety of personal loans
* Full range of real estate loans
Information to Gather for consumer loans by phone
1. Your DCU Member Number
2. Type of loan or line of credit increase
3. Loan or credit line amount you want
4. Item purchase price (if applicable)
5. Your Social Security Number
6. Your gross annual income before taxes. You may exclude alimony
or child support if you don't want it to be considered
7. If there is a joint applicant, you'll need their...
* Social Security Number
* 2-digit birth year
* Gross annual income
8. Your approximate monthly cost for
* Rent or house payment
* Car loan payments
* Minimum credit card payments
* Other monthly debt payments
* Alimony/child support (if applicable)
9. If this loan replaces a present monthly payment, you'll need the payment amount that the new loan replaces
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